About Karina Borgia-Lacroix: Turning Clarity Into Confidence

Karina is not your typical title agent. With over 27 years of real estate legal experience and a relentless drive to simplify the complex, she has built a reputation in Southwest Florida as well as the entire state for handling even the most challenging title transactions with ease, clarity, and compassion. As the founder of American Real Title, Borgia Consulting, and The Real Estate Title Girl, Karina has become a trusted guide to real estate agents, brokers, lenders, investors, buyers, sellers, and FSBO clients alike.

What makes Karina different is not just her deep legal background or her ability to spot and solve problems others miss. It’s how she treats people along the way. Her approach is simple: peaceful, seamless closings and smart, human-first solutions that protect her clients and reduce stress.

Karina began her career in Washington, D.C., working on high-stakes legal matters like class action lawsuits and international trade practices as a paralegal. But it wasn’t until she relocated to Florida and transitioned into real estate law that she found her true calling—building a business that empowers real estate professionals and homeowners to move through the title and closing process with confidence.

Through American Real Title, Karina offers streamlined, tech-enabled closings that clients can complete from anywhere in the world. With digital intake forms, virtual closing options, and real-time communication, she makes every transaction simple to follow and easy to complete. But when a deal gets complicated, that’s when Karina’s full value shines.

That’s where Borgia Consulting comes in. For real estate agents handling unfamiliar or high-risk transactions, Karina is the behind-the-scenes strategist. She helps create custom solutions to complicated title issues that are derived from her years of experience in the field.

Karina also serves as a private consultant for real estate agents who need discreet, expert advice on complex deals. When an agent gets stuck, she’s the person they call. Quietly guiding them from the sidelines, she helps them look sharp, close strong, and keep their commission intact.

The Real Estate Title Girl brand takes things a step further. It’s Karina’s platform for public speaking, real estate education, and community leadership. Whether she’s hosting workshops, appearing on panels, or creating video content, Karina uses this space to educate and uplift. Her storytelling is authentic and personal, drawing from her near-death car accident in 2016 that transformed her entire perspective on life and business. Since then, every client interaction has been rooted in a deeper sense of purpose.

Karina is a multi-award-winning professional, a bestselling author, and a fierce advocate for her community. A portion of every transaction she handles goes toward charitable causes in Southwest Florida. To Karina, business is personal, and giving back is non-negotiable. She loves to be involved, both in professional and charitable organizations. Karina is very passionate and committed to giving back to her community and devotes her free time to volunteering and helping local charities including her own elementary school reading and emotional training programs which she has been heading for 10 years. Karina is currently on the Board of Directors for Blessings in a Backpack which provides food for the weekend to 8,400 elementary school food-insufficient children every Friday. Karina has served on boards for Voices for Kids, Guardian Ad Litem, American Cancer Society and Relay for Life and is very committed to PACE Center for Girls, Dress for Success, Habitat for Humanity, Midwest Food Bank, American Breast Cancer Foundation and American Cancer Society.

If you’re looking for someone who treats your closing with the same care and precision she would her own, you’re in the right place. Karina doesn’t just close deals. She creates peace of mind and turns every transaction into a positive core memory for her clients.